Home Insurance (Buildings & Content cover)
- Do you review your home insurance regularly?
- Is your policy a 5* Defaqto policy?
- Have you made any alterations to your home?
- Do you have the right level of cover with the lowest excess in place?
Buildings insurance is a mandatory requirement for all lenders, regardless of whether you are buying a property or simply remortgaging. You will be required to have buildings insurance in place before you exchange contracts during the purchase of a property. However, when purchasing a leasehold property, this may already be covered by the service charge paid to the management company.
Besides buildings insurance, it is also important to make sure that the contents of your home are protected. Contents Insurance isn’t compulsory but provide homeowners the peace of mind, knowing their personal belongings (including valuable items such as jewellery or pieces of art) are insured if they are either damaged or stolen.
For many, one’s own home is the single biggest investment, both emotionally and financially, so why compromise on the quality of the insurance cover? At Giraffe Finance Limited, we are here to assist you in getting the right level of cover depending on your personal circumstances. Try us out and request a quote. We are confident that we can also match most renewal quotes*.
*Provided a claim has not been made on your existing policy.Landlords Insurance
If you own a Buy to Let property, you will require a Landlords Insurance policy to protect your valuable asset. A standard home insurance policy is simply not appropriate to protect you and your property from a number of losses that can arise. With Landlords insurance, you can select any of the following benefits:
- Buildings Cover (including accidental damage)
- Contents Cover (including accidental damage)
- Landlord Emergency cover
- Landlords Legal liability cover
- Rent protection
As a landlord, looking after the safety of your tenants is often your first priority. But it’s just as important to protect your investment, especially if a lot of your hard-earned money is tied up in your property. At Giraffe Finance Limited, we make the process simplified and easy to understand and we are more than likely to beat most renewal quotes*.
*Provided a claim has not been made on your existing policy.